Information on this site is advertising in nature.

Agreement to Terms

By accessing and using the silent-nebula website and services, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you must not use our website or services.

Description of Services

Silent-nebula provides financial education and literacy services, including but not limited to:

Our services are educational in nature and do not constitute personal financial advice, investment advice, or recommendations to buy, sell, or hold any financial products.

Educational Nature of Services

It is important to understand that silent-nebula is not a licensed financial adviser, financial planner, or investment adviser. Our role is strictly educational. We provide general information about financial concepts, strategies, and principles to help you better understand money management.

Any information, strategies, or techniques discussed during our consultations or presented on our website should not be construed as personal financial advice tailored to your specific circumstances. We strongly recommend that you consult with a licensed financial adviser before making significant financial decisions.

User Responsibilities

When using our website and services, you agree to:

Booking and Payment

When booking a consultation or workshop:

Intellectual Property

All content on this website, including text, graphics, logos, images, and educational materials, is the property of silent-nebula or its content suppliers and is protected by Australian and international copyright laws.

Materials provided during consultations or workshops are for your personal, non-commercial use only. You may not reproduce, distribute, modify, or create derivative works from our content without our express written permission.

Limitation of Liability

To the fullest extent permitted by law, silent-nebula shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our website or services.

We do not guarantee any specific outcomes or results from using our educational services. Financial outcomes depend on many factors beyond the scope of education, including personal circumstances, market conditions, and individual decisions.

Our total liability to you for any claims arising from your use of our services shall not exceed the amount you paid for those services.

Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis. We make no warranties, expressed or implied, regarding the accuracy, completeness, or reliability of any information or materials provided.

While we strive to keep our content current and accurate, we do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components.

Third-Party Links

Our website may contain links to third-party websites for your convenience or reference. These links do not constitute an endorsement by silent-nebula, and we are not responsible for the content, accuracy, or practices of any third-party sites.

Indemnification

You agree to indemnify, defend, and hold harmless silent-nebula, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising from your use of our website or services or your violation of these Terms of Use.

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of New South Wales, Australia. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of New South Wales.

Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services after any changes constitutes acceptance of the new terms.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Contact Information

For questions about these Terms of Use, please contact us at:

Silent-nebula
Level 12, 180 George Street
Sydney, NSW 2000
Australia

Email: [email protected]